Buyers

• Choose a lender and get pre-approved.
• Meet and discuss with the SK Fine Homes.
• Analyzes your wants and needs.
• View homes.
• Make an offer.
• Negotiate on your behalf.
• Under contract/ratification
• Activate contingencies.
• Negotiate contingencies.
• Closing preparations.
• Settlement/home ownership

• What do I want my home to be close to?
• How much space do I need and why?
• Which is more critical: location or size?
• Would I be interested in a fixer-upper?
• How important is home value appreciation?
• Is neighborhood stability and priority?
• Would I be interested in a condo?
• Would I be interested in new home construction?
• What features and amenities do I want? Which do I really need?

Your criteria and priorities may change during the process but it’s good to start somewhere.

Terms to consider when making an offer.

• Sales price.
• Earnest money-this protects the sellers from the possibility of your unexpectedly pulling of the deal and makes a statement about the seriousness of your offer.
• Contingencies: Home inspection, Financing, Appraisal, Home Sale, etc.
• Conveyances-the items that stay with the house when the sellers leave.
• Closing costs-it’s standard for buyers to pay their closing costs, but if you want to roll the costs into the loan, you need to write that into the contract.
• Home warranty-this covers repairs or replacement of appliances and major systems. You may ask the seller to pay for this.
• Settlement date.

With knowledge and experience, we will help you write an offer that is attractive to a seller while serving your best interests.